Archives for MobileHomes

Different MobileHome owners have different needs. That’s why at iMGA we offer three different ways for you to protect your MobileHome customers:

  1. A TDP3 Policy. That’s right – if you’re looking for special risk coverage for the dwelling you can provide a TDP3 policy for a MobileHome. This is particularly good for insureds with higher value MobileHomes since dwelling limits of up to $300,000 are available in this program. It’s also a great choice for those who might need additional Loss of Use coverage. (Loss of Use coverage is 20% of the dwelling amount on a TDP3 but only up to $100 per month on a MobileHome policy.) A TDP3 also provides coverage for the peril of wind-driven rain, which is not available under other forms.
  2. A MobileHome Policy. Of course we offer a traditional MobileHome policy also. This offers a good alternative for insureds where the contents value is up to twice the dwelling limit and the total value of the dwelling and all building additions is less than $75,000.
  3. A TDP1 Policy. In cases where the dwelling is ineligible for either a MobileHome or TDP3 policy we may be able to accommodate the risk on a TDP1 policy, giving you a coverage option for an otherwise difficult-to-place risk.

No matter what your client’s MobileHome needs are, iMGA offers a great way to provide them with appropriate coverage.

…is that it’s mobile!

A MobileHome rolling down I-35 in Texas.

When the time comes for your insureds to move their MobileHomes, you can provide them the coverage they need thanks to the Trip Collision Coverage option in iMGA’s MobileHome product.

As with all iMGA policies and coverages, it’s EASY for you to provide Trip Collision Coverage for your clients. Simply choose “yes” on the Trip Collision question in the quote and/or application and they’ll have 30 days’ coverage for damage to their covered MobileHome caused by collision subject to only a $100 deductible.

If you’re a Texas MobileHome owner needing coverage for moving your home, please complete this form so we can get you in touch with the nearest independent agent that represents iMGA.

If you’re a Texas independent agent that doesn’t yet represent iMGA but would like to discuss the possibility, please complete this form.

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