Different MobileHome owners have different needs. That’s why at iMGA we offer three different ways for you to protect your MobileHome customers:
- A TDP3 Policy. That’s right – if you’re looking for special risk coverage for the dwelling you can provide a TDP3 policy for a MobileHome. This is particularly good for insureds with higher value MobileHomes since dwelling limits of up to $300,000 are available in this program. It’s also a great choice for those who might need additional Loss of Use coverage. (Loss of Use coverage is 20% of the dwelling amount on a TDP3 but only up to $100 per month on a MobileHome policy.) A TDP3 also provides coverage for the peril of wind-driven rain, which is not available under other forms.
- A MobileHome Policy. Of course we offer a traditional MobileHome policy also. This offers a good alternative for insureds where the contents value is up to twice the dwelling limit and the total value of the dwelling and all building additions is less than $75,000.
- A TDP1 Policy. In cases where the dwelling is ineligible for either a MobileHome or TDP3 policy we may be able to accommodate the risk on a TDP1 policy, giving you a coverage option for an otherwise difficult-to-place risk.
No matter what your client’s MobileHome needs are, iMGA offers a great way to provide them with appropriate coverage.