Affordable Dwelling Insurance

Get In Touch

Mailing Address:

P.O Box 340004

Austin, TX 78734

Thank You! You Crushed it! Proof that 50 is the new 20!!

You must love older houses as much as we do! Why? Because, 1972 was the average age of the houses that we wrote new in December making December 2022 our biggest new business December since 2015! Since the average age of the houses last month was 50, we are taking that as proof that 50 is the new 20. Just saying it makes me feel younger!

So, a Big Thank You for helping us end the year in a great way!!

With fewer markets writing older homes and everyone (except us) raising rates, we reminded you last month that we love to write older, smaller, in town, or rural homes and dwellings. And boy oh boy, you all crushed it by writing a whole bunch of them! Heck, December was also our biggest over all new business month since September of 2017.

We write all ages of homes, rental dwellings, and mobile homes. We write a lot of homes in large cities and towns, but we also have a large chunk of our book in small towns, and very rural areas around the state.

We use AAIS fire protection codes, not ISO, because AAIS puts more emphasis on the distance to a fire hydrant and the fire station (regardless of volunteer or paid). This often helps lower the sometimes large difference for properties out of town, or in smaller towns vs those in larger towns.

Here is summary information of the new policies that we wrote in December.

When writing older homes, remember that updates allow us to lower our rate depending on the updates that were done, and when they were done. So, PLEASE remember to ask your clients about updates, and enter them into the quote. You and your clients will be very happy that you did.

If you haven't quoted us in a while, please give us a try. It is quick and easy to quote and bind a policy with us. If you have any questions or need any help, please reach out to us at (512) 494-4164 or through our Contact Page .