Good News! We are not scared of these kind of houses. In fact, we write them all of the time. 

 

After my last email about loving older homes, I had several calls and emails from agents happy that we are a welcoming market for older homes. They also asked questions about other things that we might write while talking about their other insurance companies. The themes were very similar ranging from rates are high and going up, deductibles are increasing, markets no longer writing metal and asbestos siding, unprotected risks being non-renewed or penalized for volunteer fire departments, super picky about credit scores etc. etc.

 

More Good News! We did NOT raise our rates in 2022, and will NOT be raising our rates in 2023. We do NOT penalize a community with higher rates just because they have a volunteer fire department. We do NOT use credit scores in our rating. Plus, we like older homes and write unprotected homes all the time.

 

When writing older homes, remember to add updates. Updates allow us to lower our rate depending on the updates that were done, and when they were done. So, PLEASE remember to ask your clients about updates, and enter them into the quote. You and your clients will be very happy that you did.

 

If you haven't quoted us in a while, please give us a try. It is quick and easy to quote and bind a policy with us. If you have any questions or need any help, please reach out to us at (512) 494-4164 or through our Contact Page.