Auto Insurance Rates Are Increasing – Here’s Why
If you’ve been surprised by the rising cost of your auto insurance, you’re not alone. Auto insurance rates continue to climb, and several factors are contributing to this trend. Here’s what’s...
Read more
Why Your Home Insurance Rates Are Rising—and How to Respond
If you've noticed your home insurance premiums increasing, you're not alone. In today’s market, several factors are contributing to rising insurance costs, and homeowners are feeling the impact....
Read more
From New York Streets to Soaring Insurance Rates: Navigating Challenges Together
You see the oddest things walking the streets of New York City. Two weeks ago, I found myself in NYC for a few days. In theory, we were there to watch the Yankees beat up the Red Sox. My wife is a...
Read more
Asbestos, and Metal, and Unprotected....OH MY!!
In the classic words of Dorthy in The Wizard of Oz..."lions and tigers and bears" were the scary animals that could be lurking along their path to the Emerald City. Well, insurance companies seem...
Read more
Thank You! You Crushed it! Proof that 50 is the new 20!!
You must love older houses as much as we do! Why? Because, 1972 was the average age of the houses that we wrote new in December making December 2022 our biggest new business December since 2015!...
Read more
I was talking to my doctor.....
My doctor knows that I am in the insurance business. This can be a bad thing. So, the normal displeasure of visiting a doctor was added to by his ranting about how lousy his insurance company was...
Read more
(1+ i) x (M+L) x SF = Higher Limits Needed and Delivered!
As Jimmy Buffett says "Math Suks", but it is an unavoidable challenge for every insurance agent. Today's math problem is that inflation has hit the cost of materials and labor per square foot of...
Read more
My friend Roxie is 10.....
I heard from my old agent friend Joe today. He said Rob, I haven't seen the market this bad in a long time, maybe never this bad. We are having to shop every renewal, and I'm down in the dumps....
Read more
Historically Bad Combos....Dogs & Cats living together, Fire & Ice, Oil & Water and....
Texas hailstorms and cheap insurance policies are a very bad combination. Since so many companies apparently forgot this historically bad combo, we are in the midst of a...
Read more
There are Fruitcakes in the Kitchen Trying to Reason with Hail and Hurricane Season
In a blinding glimpse of the obvious statement, the esteemed CEO of a national InsurTech said, "our biggest issue is hail in Texas". He was explaining the company's 178% Gross Loss Ratio for the...
Read more
I Don't Buy Cat Food...
I don't buy cat food because I don't have a cat. That would be foolish. We're dog people. I try hard to not buy things that I don't need. Well, my wife might disagree with me on that one. She...
Read more
"Seven years of college down the drain." - Bluto Blutarsky 1978
I don't know about you, but watching the news makes me wonder what they are teaching in schools these days. Is real history still taught? As I watch folks jabber on about whatever protest is the...
Read more
Vinyl Records and Older Houses Are Very Cool
I saw a headline declaring that vinyl records outsold compact discs for the second year in a row. Until last year, vinyl hadn't outsold CDs since 1987. For an old dude like me who loved his old...
Read more
Get Ready for Hurricane Season: Essential Tips for Safety and Preparedness
Hurricane season officially kicks off on June 1st, and with it comes the need for heightened awareness and preparation. At IMG, we emphasize the importance of being prepared for any storm, and we...
Read more
Discover the Benefits of Professional Tax Preparation with IMG
In the bustling world of new families and ambitious business startups, managing finances and navigating the complexities of tax preparation can seem overwhelming. This is where I step in. As a tax...
Read more
How to prepare for the new tax season in January
To prepare for the upcoming tax season, there are several important documents and information you should gather regardless of whether you are working with an accountant or preparing your taxes...
Read more
ACA open enrollment starts November 1st
For individuals looking to enroll in a health insurance plan during the Affordable Care Act (ACA) open enrollment period, here are some key things to know and steps to prepare:...
Read more
Navigating the Rising Insurance Premiums in Texas: Understanding the Factors and Finding Solutions
Living in Texas has always come with its fair share of risks, from hurricanes and flooding to severe weather events. However, in recent years, there has been a significant increase in insurance...
Read more
Do you have a home warranty policy?
There are several reasons why purchasing a home warranty policy can be beneficial: 1. Financial Protection: A home warranty can provide...
Read more
View more
