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At iMGA we work very hard to make things as easy as possible for our agents and customers. We know our agents work with many companies and many products and it can be hard to be sure you let the customer know what is and is not covered on their policy.

We think we have part of the solution. While we still do not require signed applications for our policies, we now have applications available for you to provide to your customers. As of today, those applications for our Texas Elite HOA/HOA+/HOB and Admitted HOA/HOA+ Homeowners products automatically display the covered perils for the dwelling and contents along with limits and whether the coverage is at replacement cost or actual cash value.

Here’s a shot of what that looked like for a sample base HOA policy without replacement cost coverage:

HOA Plus Application Image

 

We hope this makes your life simpler, and makes it much easier for you to ensure your customers understand their coverage.

 

If you’re an agent who doesn’t work with us already and you’d like to work with a market devoted to making Texas MobileHome, Homeowners, Dwelling, Vacant and Umbrella as easy as possible, please tell us about yourself.

At iMGA we on purpose avoid doing things just because everyone has always done it that way.

One of the industry traditions we have bucked in the spirit of being as easy to do business with as possible was the requirement for signed applications.

While many of our agents appreciated that, many others found the absence of an application made completing their processes more difficult and actually caused them extra work. So, we are now giving our partners the choice of having an application for the insured to sign or not.

We believe we are now able to provide application functionality in the best way possible, and are rolling it out to all our products over the next couple weeks starting today with our Texas Admitted HOA/HOA+ homeowners product. Here’s how it works:

There’s a new button on the last page of the application between the Exit and Generate Policy buttons.

If you press that button a PDF is instantly generated.

That PDF is also saved with the quote, so if you exit the quote and later search for it in Quote Manager, you’ll now see the Application in the Attachments tab of the saved quote.

And once you issue the policy, you’ll see an unsigned copy of the application in the Attachments tab of the policy in Policy Manager.

Also, if you’d like, you can upload a copy of the signed application, though that is not required. To do that, just click on “Upload Attachment” on the Attachments tab in Policy Manager.

We hope you enjoy this new feature.

At iMGA we listen to the suggestions and requests of our agents, and we work hard to make our systems as easy to use as possible. If you are a Texas agent who sells Home, MobileHome, Dwelling, Vacant Dwelling, Renters or Umbrella policies and would like to work with iMGA, tell us about yourself.

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