At iMGA we’re not like most insurance operations. We’re not stuffy, we don’t take our selves too seriously, we live by a unique code that would make most of our competitors cringe.

We know that the most important differences are the ones that make our agents’ lives easier, though.

That’s why we recently added a feature to all our San Antonio Indemnity Company underwritten HOA, HOA+, TDP1, TDP3 and MobileHome policies that will help the fantastic independent agents that represent iMGA really stand out against any competitor.

All the above new policies effective and issued 8/15 and later automatically include Equipment Breakdown Coverage!

What is Equipment Breakdown Coverage?

Equipment Breakdown coverage adds coverage for the perils of mechanical or electrical breakdown to the policy, with its own separate $500 deductible.

What Kinds of Items are Covered?

If it uses electricity, it’s most likely covered. Here are just a few examples:

  • Computers
  • Televisions
  • Home Security Systems
  • Air Conditioners
  • Heat Pumps and Furnaces
  • Hot Water Heaters
  • Swimming Pool Systems
  • Well and Irrigation Systems

How can I learn more?

You or your customers can go to the iMGA Equipment Breakdown page and click on the “Learn more about Equipment Breakdown coverage” link to see an fun, interactive, detailed demonstration of the many things in a home that are covered. We encourage you to share this link with anyone in your agency or any of your clients that has any questions at all.

Want to know even more? Login to and follow the links on the welcome page to download three different brochures/handouts you can print or email to your clients.

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