At iMGA we develop focused, niche specialty programs written with MGA program carriers on both an admitted and non-admitted (surplus lines) basis.
Our initial program offering features Texas Personal Lines Property products, including Homeowners (including HOA, HOA Plus and HOB options), Dwelling Fire (TDP1 and TDP3 including multiple dwellings on a single policy and optional liability coverage), Vacant Property (including optional liability coverage) and Mobile Home coverage. These products are only available in Texas through independent insurance agents.
Depending on the specific policy, these products are either underwritten by:
San Antonio Indemnity Company, a Texas-based member of the Quirk Group not rated by A.M. Best but reinsured by multi-billion-dollar insurance companies rated A (Excellent) and A+ (Superior) by A.M. Best.
Lloyds of London through subsidiaries of ACE Group, rated A+ (Superior) by A.M. Best, one of the world's largest providers of commercial property and casualty insurance and reinsurance, and Catlin Group, rated A (Excellent) by A.M. Best, an international specialty property and casualty insurer and reinsurer serving the largest insurance markets around the globe. Both groups have decades of strong history and billions of surplus backing iMGA's programs.