iMGA's Texas Personal Property Insurance Blog

Labor Day can be bittersweet. On the bitter side it marks the traditional end of summer. In most of Texas kids are back in school and the vacation season is over. On the sweet side, it’s the first weekend of dove hunting season.

We’d like to take a moment, though, and recognize Labor Day for what it once was, and should be – a chance to thank those whose productive efforts have made our economy and country the success it is.

Of course our national economy is going through a tough patch right now. But at iMGA we have the privilege and pleasure to work with smart, talented, hard-working people every day, and it’s you that makes the difference.

The independent insurance agent is a critical part of the small business universe, and the independent agencies we work with are the best. iMGA’s mission is to bring you new products, streamlined processes and world-class systems to make your life as EASY as possible – because we truly appreciate you and the work you do.

So, as we take an extra day off Monday (and we hope you are able to as well), we will be thinking of you and the incredible result of the labor of so many productive and talented people.

Thank You – and Happy Labor Day!

Thanks to suggestions that we receive from our agency partners, iMGA is able to bring continued improvements to help you better serve your clients’ needs. The latest mass request was for a product for asbestos, aluminum, and vinyl siding. We are pleased to announce that …

iMGA can now accept dwellings with asbestos, aluminum, and vinyl siding in our non-admitted HOA/HOA+/HOB product!

Homes with these sidings are rated as easily as you have become accustomed to in our online quote, bind and issue system. Aluminum and vinyl siding will require a cosmetic damage exclusion be signed by the insured. This endorsement is automatically generated along with the policy so that no referral is required.

We are working to expand availability to our admitted programs as well, but are pleased to be able to offer you this option now.

At iMGA we’re constantly working to make things easier for our agents. Based on your feedback we’re working hard on our completely new accounting/billing system. In the meantime we’re working to improve the current options as much as possible, and are happy to announce:

NINE (9) monthly payments!

That’s right – almost all of our products (MobileHome, TDP1, TDP3, and HOA/HOA+) now require only 15% down plus policy fee and offer 9 monthly payments – to make things easier on you and your insureds.

To quote those products, the Vacant 6 and 12-month or the Non-Admitted HOA/HOA+/HOB programs, simply log in to the iMGA web site, select “Online Quoting”, choose “Start All Quotes Here” as the Line of Business, and in just a couple moments you’ll have a price you can rely on.

As always, if you have any questions about any of our products, please call Tony at extension 12 or Mike at extension 13 and they’ll be glad to help you.

This Dilbert cartoon does a good job of showing the type of crazy choices some companies seem to make.

We’re obsessed with making things EASY for our agents, though, so you won’t see us making this kind of choice any time soon.

Plus,  we have a fantastic system provided by the great team at Dragonflyware, so we would never have to make this kind of choice.

If you are a Texas independent insurance agent that sells personal property insurance and haven’t already used our system (where the average time to complete a quote is less than 2 minutes) complete the form for more information on becoming an iMGA agent and we’ll see if we’re a good fit for each other.

While out visiting agents in west Texas yesterday I stumbled upon this lovely scene in Lubbock. I don’t know what preconceived notions you may have about the home of Texas Tech, but I could easily imagine that many people wouldn’t picture this.

It just goes to show that if we keep our eyes open there are pleasant surprises – and good opportunities all around.

The same is true in business, though at iMGA we’ve found that it’s not only important to keep our eyes open (looking at things like what impacts retention and what products and coverages are selling best or worst), it’s even more important to keep our ears open.

Our independent agents give us great ideas every day. Some we aren’t able to implement, some we haven’t been able to implement yet, but many we have, and thanks to them we’re seeing growth in spite of the economy.

How about you? What opportunities have you seized lately? If it feels like there aren’t any, or that there aren’t enough, maybe you just need to look – or listen – more intently. You might be surprised by what you find. I was.